From esports to Ethereum mining to building a borderless neobank, Parth’s journey is a study in how curiosity and technical rigor can shape the future of money. In this interview, Eqvista speaks with Parth, Founder and Tech Architect of Tria, a next-generation financial platform that’s redefining what it means to move, store, and grow digital value across borders.
What started as early experimentation with blockchain and open-source projects has evolved into a bold vision: a unified financial interface where crypto, fiat, and digital assets coexist seamlessly. With its proprietary gasless cross-chain infrastructure and routing engine BestPath AVS, Tria aims to make sending, saving, and investing as frictionless as sending an email.
In this conversation, Parth delves into Tria’s core technology, the challenges of scaling a self-custodial global neobank, and how his team balances regulatory compliance with innovation. He also shares insights on building investor confidence, staying audit-ready in crypto finance, and what the future holds as decentralization meets traditional financial systems.
Parth, can you walk us through your journey from early blockchain work to building Tria?
I actually started far away from finance. I played esports when I was 13, and my first company was in esports. It was a consumer platform that’d help gamers find similar skilled players to play games with. It was acquired and I was paid in crypto. That moment pulled me into space. I began mining Ethereum for years, contributing to open-source protocols, and running early validations long before most people paid attention to infrastructure.
Later, I worked on a government blockchain project focused on digital identity and national-scale data systems. That work taught me how large networks need to behave in the real world.
Eventually I dropped out of university to build Tria because I believed in something simple. Digital value should move as naturally as information on the internet. Crypto has enormous potential, but the experience is fragmented and complicated. My goal was to build a unified financial interface that brings programmable and ‘self-owned’ money into everyday life at a global scale.
Tria positions itself as a “borderless neobank” powered by proprietary gasless cross-chain infrastructure. What problem in global finance inspired Tria, and how does your technology unlock real utility for users not addressed by traditional banks or standard crypto wallets?
The biggest problem in crypto is usability. People today store value in many places. Their bank does one thing, their fintech apps do others, and crypto wallets create another layer of complexity. None of these systems talk to each other smoothly. As a result, users face delays, fees, and friction for even basic actions.
Tria solves this by giving people a single global neobank that works across currencies, countries, and digital assets. The user does not need to think about blockchains, gas fees, or routing. They simply send, spend, save, or invest, and Tria handles all the underlying execution.
For a Web2 audience, the easiest way to think about it is this. If traditional banking, Revolut, and modern crypto (high-interest yields, looped/margin lending, yields paying for real-time credit, and much more) were combined into one unified system that feels instant and lightweight, that is the experience Tria aims to deliver.
As Tria’s Tech Architect, can you describe the core engineering breakthroughs or technical pillars—like BestPath AVS—that enable instant, gasless, cross-chain settlements and DeFi access? What were the greatest technical challenges you overcame?
Our core breakthrough is a routing engine called BestPath AVS. It constantly computes the most efficient way to execute any action across a variety of networks. When a user wants to swap, send, or pay, agents and human ‘Pathfinders’ in a marketplace structure pre-computes the optimal route and handles all the complexity behind the scenes.
The biggest challenge was making everything feel instant. That required heavy work in simulation, multi-network execution, secure fallbacks, and designing interfaces simple enough for anyone to use. We wanted the experience to feel like a modern fintech app, even though it is powered by advanced systems in the background.
How do you segment Tria’s customer base (individuals, businesses, institutional clients), and what personalization features or product tracks have enabled retention and growth?
We look at three groups.
- Everyday users who want a simple global account to hold money, pay locally, and move funds across borders.
- Power users who want more advanced tools like swaps, yield products, or upcoming trading features.
- Businesses and institutions that need treasury tools, automated payouts, and global settlement while keeping compliance intact.
Tria personalizes the experience through multiple sub-accounts, currency preferences, spending categories, yield profiles, and relevant recommendations based on user behavior. For businesses, we offer customizable compliance and workflow automation. These features help retain users because the app adapts to their financial habits rather than forcing them into rigid structures.
Tria supports multicurrency accounts, yield products, and trading for users in over 150 countries. What strategies or innovations have proven most effective for scaling the platform while maintaining regulatory compliance and robust user security?
Two principles guided us. First, we made Tria self-custodial, which means users hold their own assets. This removes the largest source of custodial risk in fintech. Second, we partnered with licensed issuers and regulated payment providers in each region so we could scale globally without taking shortcuts.
On the security side, everything is audited, continuously monitored, and simulated before execution. And in compliance, we built a flexible engine that adapts to local rules without slowing down the user experience. This combination lets us grow fast while keeping both safety and regulatory clarity intact.
New business models in crypto banking challenging traditional revenue and user growth metrics. How do you approach company valuation discussions with investors, given Tria’s hybrid product (banking, DeFi, payments) and global, borderless reach?
We frame Tria as a payments infrastructure and self-custodial neobank software platform, not a traditional bank. Traditional banks scale through branches, and fintechs scale through geography. We scale like software, because users control their own assets and we do not take on the overhead that comes with custody.
Our revenue comes from payments, trading flows, yield products, and soon credit and derivatives. Investors value us on product velocity, user adoption, and the defensibility of our infrastructure. Once they see that, the valuation conversation becomes very straightforward.
With gasless cross-chain operations and DeFi yields, risk management becomes complex. How do you structure security, audit, compliance, and smart contract safeguards to build trust with users and investors?
All smart contracts undergo formal audits, we run continuous pen-tests, and every transaction is simulated before execution. Our providers manage tens, if not hundreds of billions of Dollars of user funds – from platforms like pump.fun, moonshot etc. We also use real-time anomaly detection and fallback mechanisms for any cross-network operation.
For compliance, we integrate with regulated partners and privacy-preserving identity systems that protect users without exposing their data. This layered approach gives users and investors confidence that the system is both safe and transparent.
As Tria adds features like perpetual futures and RWA investments, how do you foresee the convergence of traditional and DeFi markets? What regulatory or technological trends should founders and investors watch in 2026 and beyond?
The walls between traditional finance and digital assets are disappearing. Real-world assets bring traditional yield on-chain, and on-chain derivatives deliver fast, programmable trading. Over time, users will not think in terms of “DeFi” or “TradFi.” They will simply expect one global interface that gives them access to all financial products with predictable rules.
The biggest trends to watch are further jurisdictional clarity and large institutions beginning to use public networks for settlement. These forces will define the next decade of financial infrastructure.
Congratulations on closing your recent $12M pre-seed funding round—can you share what motivated investors to back Tria’s vision at such a significant early stage?
Three things stood out.
First, real traction. People in more than 50 countries were already using Tria to spend, save, and move money.
Second, strong technology. Our routing engine, wallet system, and self-custodial design gave us a real competitive advantage.
Third, a clear revenue model. Payments, yield, and trading created immediate business fundamentals.
Investors could see that we were not just building a new app. We were building infrastructure with the potential to become a universal financial interface.
What advice would you offer fellow fintech or Web3 founders on building a resilient, scalable product and earning a strong, audit-defensible valuation in a rapidly changing regulatory and market landscape?
Build something people use every week. Design for security from the start. Keep your architecture defensible and make sure an auditor would be comfortable with your systems.
For valuation, be precise. Show how you earn revenue, how the product scales, and why it cannot easily be copied. Investors appreciate clarity and strong operational thinking.
Above all, stay close to users. Products that remove friction and build trust always earn long-term value.
