How myTU Uses Eqvista Real-Time Company Valuation® to Navigate Series B Fundraising and Manage Dilution
As myTU prepared for its Series B, the fintech company needed more than a valuation based on its previous funding round. With Eqvista Real-Time Company Valuation®, myTU gained an independent, continuously updated market benchmark to support investor discussions, evaluate financing options, and make more informed decisions about equity dilution.
myTU is a growing fintech company that surpassed €500 million in quarterly transaction volume in Q3 2026, increased client funds to more than €17 million, and reached operating breakeven while generating over €300,000 in monthly revenue.
Co-Founder and CEO Raman Korneu shares his firsthand experience using Eqvista Real-Time Company Valuation® to connect myTU’s operating performance with current market conditions, support fundraising discussions, and plan its next stage of growth. All quotes throughout this case study are from Raman.
The Challenge: Outgrowing Static Valuation Models
Before Eqvista, myTU relied on internal financial models and occasional external valuation reviews to assess its value between funding rounds. Keeping those estimates current meant manually updating comparable company data, a process that could take weeks.
As myTU grew and prepared for its Series B, the gap between its current operating performance and the market data used to assess its value became harder to ignore. Internal models could track the company’s progress, but they couldn’t readily show how investors were pricing comparable fintech companies under current market conditions. The team needed an up-to-date market benchmark to support investor discussions and financing decisions.
The Solution: A Current, Independent View of Company Value
In April 2026, myTU began using Eqvista Real-Time Company Valuation® to track its value against current market conditions. Instead of manually rebuilding comparable company analyses, the team now has access to a continuously updated market benchmark based on comparable company data, current market conditions, and the financial information myTU shares with Eqvista.
Raman reviews the valuation roughly once a month and ahead of board meetings and strategic planning sessions. It helps him distinguish between changes driven by myTU’s own performance and broader shifts in fintech market sentiment.
“It’s no longer a number fixed at the last round, but the product of two things: our operating performance, which we control, and market sentiment, which we don’t.”
myTU’s Live Company Valuation
Note: Live valuation of myTU, powered by Eqvista Real-Time Company Valuation®. The valuation updates every few seconds based on current comparable company benchmarks and changing market conditions. Financial data from myTU is incorporated as the company provides it. This benchmark serves as a current market reference and does not replace a formal valuation where one is required.
The value became especially clear when myTU exceeded its Visa volume targets five months ahead of schedule. Raman could immediately apply current market multiples to myTU’s new volume trajectory to assess its potential impact on the company’s valuation.
“Being able to set prevailing market multiples against our new volume trajectory straight away, instead of commissioning an analysis and waiting weeks, was the ‘this is actually useful’ moment.”
The Impact: Better Fundraising Conversations and Capital Decisions
For myTU, having a current, independent valuation benchmark has made a difference in two key areas: how the company approaches Series B investor discussions and how it plans its financing to manage shareholder dilution.
Less Time Justifying Valuation, More Time Discussing Growth
Compared with its Series A, myTU now spends significantly less time establishing and justifying its valuation baseline during investor discussions. With Eqvista Real-Time Company Valuation®, the team can present an independent, up-to-date market benchmark alongside its operating data and financial projections.
“An independent, current reference point is already on the table, so conversations move straight to what actually drives our value: execution, the operating leverage of our AI-native platform, and volume growth.”
The same approach extends to board and shareholder discussions. Instead of relying solely on internal models, Raman can show how market multiples are changing, giving everyone a common reference point for discussing fundraising timing, capital planning, and the company’s future.
Managing Dilution Through Better Financing Decisions
Beyond investor discussions, myTU has also used the valuation benchmark to explore different ways of financing its next stage of growth.
As part of its Series B planning, the company compared raising its entire funding requirement through equity with a structure combining equity and venture debt.
Using Eqvista’s current valuation benchmark, myTU modeled the potential dilution under both scenarios. This helped shape a financing strategy that would use equity for growth and regulatory capital associated with its planned banking license, while using venture debt to cover collateral requirements for its Visa and Mastercard card operations.
By evaluating these alternatives against current market conditions, myTU was able to assess how venture debt might help limit shareholder dilution while weighing the additional financing costs and repayment obligations that come with borrowing.
Looking Ahead: Supporting myTU’s Next Stage of Growth
Over the next 12–18 months, myTU plans to close its Series B, establish a venture debt facility for its card collateral reserves, and advance its specialized banking license application.
As myTU works toward these milestones, Raman expects Eqvista Real-Time Company Valuation® to remain part of how the company approaches capital planning, shareholder communication, and future financing decisions.
“When you pair your own hard transaction data with an independent real-time benchmark, the conversation moves from opinion to evidence, and you negotiate from a position of transparency and strength.”
Know What Your Company Is Worth Today, Not Just at Your Last Funding Round
Your company’s value doesn’t stand still between funding rounds. With Eqvista Real-Time Company Valuation®, you can track how your valuation changes with market conditions, prepare for investor discussions, and make more informed financing decisions.
See what your company could be worth today. Explore Eqvista Real-Time Company Valuation®.
